I am sure when this month is over, I would incur more expenses, why? Because there are many sales item around. Kadayawan is fast approaching and so the mall-wide sale is so hit this month. Just last week when I have to withdraw my earning, I noticed my daughter cellphone, she has been complaining about, the screen does not function anymore. I was thinking to have it repair but it would be just a waste of money when I know it won’t last long anymore. It is better to buy another phone for her. Before I purchase the phone, I told her if I would but a cellphone she should save to pay for some of the cash I will disburse. She agreed to it, she will just pay like a half of the amount meaning she would save for it everyday. And now, she is enjoying the new phone so far.