When life goes wrong, it is always the best if we have an insurance that we can depend on. In that way, our family will be secure but of course one thing we should consider is to estimate life insurance costs or how much would be the fees when we applied for one. Is it enough for our budget or can we really afford the costs or payment every month? We should compare each insurance rates so we can really pay for it and that we won’t find ourselves struggling because of debts. Applying for right insurance should not be a burden for us and for our budget. I believe there are insurance rates out there that is affordable enough for me and for my family and yet it can be a great help for us in the future.